Virginia Offices
You may contact or visit any of the Virginia offices of Navigon Financial Group. We look forward to seeing you! Please click on the appropriate link below for more information.
Address:
360 Wythe Creek Road, Suite C
Poquoson, VA 23662
Tel: 1-757-868-7130
Fax: 1-757-868-7132
Chris Cruz has been in the financial services industry since 1996. As a financial advisor, Chris teaches his clients the most efficient strategies to maximize their money supply and benefits while minimizing taxes and risk. His previous professional experience as both a NASA engineer and a small-business owner provide him with the insight and analytical abilities required to provide his clients with reliable guidance for their financial decisions.
Education
Chris graduated from Virginia Tech in 1983 with a Bachelor of Science Degree in Aerospace and Ocean Engineering. In 1988, Chris received his Master’s Degree in Fluid Mechanics and Thermal Science at George Washington University. In addition, Chris attended the College of William and Mary and received his Master’s Degree in Applied Mathematics in 1995.
Personal
Chris and his wife Cindy have three children and reside in Poquoson, Virginia. Chris is a member of Liberty Baptist Church and is active in his community. He coaches high school tennis, recreation league soccer and basketball, and in his spare time enjoys being with his family.
Registrations
Chris is a registered representative of Hornor, Townsend & Kent., (HTK), Registered Investment Advisor, Member FINRA/SIPC, and holds the Series 6, 7, 63 and 65 licenses for securities as well as the Life and Annuities for the State of Virginia.
Navigon Financial Group is independent of HTK. Securities and Investment Advisory services are offered through HTK.
E-Mail: ccruz@navfin.com
Gregory Earwood joined Navigon in 2009. Greg has been in the financial services industry for 14 years, focusing on special needs planning, investments, retirement, insurance planning, tax reduction, wealth management strategies, and estate planning. Greg gained his industry experience through his previous position as a financial advisor at MetLife and focuses on the efficient and effective building of wealth.
Education
Greg graduated from Old Dominion University in 1997 with a Masters of Business degree in Administration in Finance. In addition, Greg earned a Bachelor’s of Science degree in Mechanical Engineering Technology in 1988.
Personal
Greg and his wife Cynthia have three children and reside in Hampton, Virginia. Greg is a member of Liberty Baptist Church and is active in his community. He coaches the varsity baseball team at Summit Christian Academy and in his spare time enjoys spending time with his family and mountain biking.
Registrations
Greg is a registered representative of Hornor, Townsend & Kent., (HTK), Registered Investment Advisor, Member FINRA/SIPC, and holds the Series 6, 63 and 65 licenses for securities as well as the Life and Annuities for the State of Virginia.
Navigon Financial Group is independent of HTK. Securities and Investment Advisory services are offered through HTK.
Timothy Kroskey has been in the financial services industry for 16 years, specializing in life insurance and annuities. Tim’s previous experience with Lincoln National, American National and most recently, Met Life, has given him the tools and insight to know what his clients need and help them achieve financial success. Tim believes in family protection and provides his clients with reliable guidance in reaching their goals.
Education
Tim attended the University of Nebraska in Omaha as well as Bellevue College in Bellevue Nebraska.
Personal
Tim and his wife Cyd have two children and reside in Newport News, Virginia. Tim is a 12-year member of the Coastal Conservation Organization and is Chairman of the St. Jerome Fellowship. In addition, he is a member of the Knights of Columbus as well as the Bib Island Fly Anglers Club. In his spare time, Tim enjoys golf, fishing and woodworking.
Registrations
Tim is a registered representative of Hornor, Townsend & Kent (HTK), Registered Investment Advisor, Member, FINRA/SIPC, and holds the Series 6, 63 and 65 licenses for securities as well as the Life and Annuities for the State of Virginia.
Navigon Financial Group is independent of HTK. Securities and Investment Advisory Services are offered through HTK.
E-Mail: tkroskey@navfin.com
Julian P. Sanderson, Jr. joined Navigon in 2009. Julian has been in the financial services industry for 30 years, focusing primarily on retirement plans for individuals. Julian’s industry experience, gained through positions held at AFLAC, LoneStar Life Insurance Company, VALIC and MetLife, has allowed him to identify and provide solutions to the financial objectives of his clients.
Education
Julian has earned several college degrees throughout his career, most recently in 1985 when he received a Masters of Law & Taxation degree from the Marshall-Wythe School of Law of the College of William and Mary. In addition, Julian has received a Post-Baccalaureate certificate in Accounting from Virginia Commonwealth University; a Juris Doctor degree from the T.C. Williams School of Law of the University of Richmond; and a Bachelor of Arts degree in History from Hampden-Sydney College.
Personal
Julian is a dedicated family man and active in his community. Julian and his wife Mary Shaw have two children. Julian is a Vietnam Veteran and served with the Army Security Agency in Special Intelligence. He has his private pilot’s license and was a member of the Ft. Lee Sport Parachute Club while serving in the Army. Julian is also a member of Liberty Baptist Church and the Cedar Point Country Club. He is an associate member of the Virginia State Bar.
Registrations
Julian is a registered representative of Hornor, Townsend & Kent, Inc., (HTK), Registered Investment Advisor, Member FINRA/SIPC, and holds the Series 6, 63 and 65 licenses for securities as well as the Life and Annuities license in the Commonwealth of Virginia.
Navigon Financial Group is independent of HTK. Securities and Investment Advisory services offered through HTK.
Administrative Staff
Address:
24 Church Avenue, Suite 203
Roanoke, VA 24011
Tel: 1-540-266-7545
Fax: 1-540-400-6828
Mark Hale joined Navigon in 2010. Mark has been in the financial services industry for 18 years, specializing in assisting individuals and business owners meet their financial objectives. Mark’s industry experience gained through sales and management positions at Farm Bureau Insurance Company, Prudential and Allstate has given him the skills to develop strategic financial strategies, allowing him to help meet his clients’ life insurance, retirement, savings and investment objectives.
Education
Mark graduated from Randolph Macon College, in Ashland, VA with a degree in Business and Economics in 1992, and he has also earned his LUTCF (Life Underwriter Training Council Fellow) designation.
Personal
Mark is very active in his community and participates in various organizations throughout the Roanoke Valley. He is a member in good standing of both NAIFA (National Association of Insurance and Financial Advisors) and C12, a Christian CEO and Business Owners ministry group. Mark is a member of Thrasher Memorial United Methodist Church and performs outreach work through KAIROS Prison Ministry. He has been a qualifying member of the Million Dollar Round Table for the past five years, was a four year member of the Allstate Financial National Advisory Board, and a committee member of the Allstate Foundation for Domestic Violence Project for the development of Economic Empowerment. In his spare time, Mark enjoys spending time with his wife, Terena and their three children, and coaching Little League football, baseball and basketball for the Vinton Youth Sports Booster Club. He also closely follows Randolph Macon College sports teams, as he was a member of the Yellow Jackets football team during his four years there.
Registrations
Mark is a Registered Representative of Hornor, Townsend & Kent, Inc. (HTK), Registered Investment Advisor, Member FINRA/SIPC, and holds the Series 6, 63, 7 and 24 for securities as well as the Life, Health and Annuities for the state of Virginia, North Carolina and West Virginia.
Navigon Financial Group is independent of HTK. Securities and Investment Advisory Services are offered through HTK.
Administrative Staff
Address:
6802 Paragon Place, Suite 410
Richmond, VA 23230
Tel: 1-804-441-6222
Fax: 1-804-591-0375
Lee Benson joined Navigon Financial Group in 2009. Lee has been in the financial services industry for over 18 years, building relationships with individual investors, small business owners, HR Directors, CPAs and attorneys. Lee’s industry experience gained through positions held at Genworth Financial and Allstate Financial Services has made him able to identify the financial and emotional objectives of his clients.
Education
Lee graduated from the University of Kansas with a degree in Liberal Arts, majoring in economics. Lee is also a graduate of the College of Financial Planning and recognized as a Certified Retirement Planning Counselor.
Personal
Lee is a dedicated family man and is active in his community. He and his wife, Karen have two children. Lee is an adult volunteer with the Boy Scouts of America, Deacon at New Hanover Presbyterian Church and serves on the Board of Directors for 501(c)(3), Hope for Families Worldwide, Inc.
Registrations
Lee is a registered representative of Hornor, Townsend & Kent, Inc., (HTK), Registered Investment Advisor, Member FINRA/SIPC, and holds the Series 7, 26, 63, and 65 licenses for securities as well as the Life and Annuities for the State of Virginia.
Navigon Financial Group is independent of HTK.
Address:
9702 Gayton Road, #321
Richmond, VA 23238
Tel: 1-804-740-2999
Fax: 1-804-290-8093
Gerald Alli has been in the insurance business for over 26 years, starting out as an agent in Long Island, NY with Guardian’s premier agency “Harvey Greenberg & Associates”. Gerry moved his family to Richmond, VA in 1987, staying as an agent with the Guardian in the new Richmond agency. Gerry decided to become independent in 1997 & “Gerald D. Alli & Associates” was formed. Gerry began a relationship with The Penn Mutual Life Insurance Company at this point. Early in 2008 Gerry formalized that relationship and joined Navigon Financial Group Inc. where he feels at home again in a premier agency.
Gerry studied Business Administration at Dutchess Community College, NY graduating in 1979.
Gerry is committed to his Church and his family, Wife Patricia and 4 children Ingrid, Andrew, Alex & Emma. Gerry is a keen fisherman & an avid student of the business.
Gerry has won numerous awards & attended conference many times with both Guardian & Penn Mutual.
Administrative Staff
Address:
2008 Libbie Avenue, Suite 102
Richmond, VA 23226
Tel: 1-804-740-2999
Fax: 1-804-740-1499

Frank is affiliated with Navigon Financial Group and is an Investment Advisor Representative and Registered Representative of Hornor, Townsend and Kent (“HTK”). He specializes in helping business owners and individuals protect and conserve their assets with a variety of insurance and investments plans.
Experience
In addition to being a member of the National Financial Advisors Association, Frank has consistently achieved recognition by the Leaders Association over the years, with companies including Provident Mutual, 1717 Capital Management, New England Securities and Nationwide Financial. He is also recognized as a member of the Million Dollar Roundtable, and has served as a guest instructor at the Virginia Commonwealth University School of Business.
Education
A life-long resident of Richmond, Virginia, Frank graduated from Benedictine High School. After retiring from a 20-year career with a Fortune 100 Company, he began his second career in the financial arena in 1997.
Personal
Frank has four children and believes that family should be first priority.
Frank serves a diverse client base throughout the continental United States.
Frank is life & health licensed in the state of NY and securities registered in the states of: DC, NC, PA, VA, & MA; (Frank Oley, registered principle’s office: 1009 Slater Road, Suite 210A Durham, NC 27703)
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