Virginia

Geoff LesterFull Bio

Geoff Lester 9464 Chamberlayne Rd, Suite 201Mechanicsville, VA 23116804.789.0795804.789.0797Glester@navfin.com

Christopher CruzFull Bio

Christopher Cruz

Chris Cruz has been in the financial services industry since 1996. As a financial advisor, Chris teaches his clients the most efficient strategies to maximize their money supply and benefits while minimizing taxes and risk. His previous professional experience as both a NASA engineer and a small-business owner provide him with the insight and analytical abilities required to provide his clients with reliable guidance for their financial decisions.

Education

Chris graduated from Virginia Tech in 1983 with a Bachelor of Science Degree in Aerospace and Ocean Engineering. In 1988, Chris received his Master’s Degree in Fluid Mechanics and Thermal Science at George Washington University. In addition, Chris attended the College of William and Mary and received his Master’s Degree in Applied Mathematics in 1995.

Personal

Chris and his wife Cindy have three children and reside in Poquoson, Virginia. Chris is a member of Liberty Baptist Church and is active in his community. He coaches high school tennis, recreation league soccer and basketball, and in his spare time enjoys being with his family.

Registrations

Chris is a registered representative of Hornor, Townsend & Kent., (HTK), Registered Investment Advisor, Member FINRA/SIPC, and holds the Series 6, 7, 63 and 65 licenses for securities as well as the Life and Annuities for the State of Virginia.

Vector27 Financial Group is independent of HTK. Securities and Investment Advisory services are offered through HTK.

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233 Wythe Creek Road, Suite 203Poquoson, VA 23662757.868.7130chriscruz@vector27.net

Travis CruzFull Bio

Travis Cruz

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233 Wythe Creek Rd, Suite 100Puquoson, VA 23662757.868.7130traviscruz@vector27.net

Tyler CruzFull Bio

Tyler Cruz

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233 Wythe Creek Rd, Suite 100Puquoson, VA 23662757.868.7130tylercruz@vector27.net

Gregory EarwoodFull Bio

Gregory Earwood

For over 18 years, Greg Earwood, a Financial Advisor with Vector27 Financial, has planned and implemented strategies for individuals of non-profit organizations, civil service and K-12 school divisions. His client list includes employees of NASA-Langley, Huntington Ingalls Industries, Newport News Public Schools, Hampton City Public Schools, York County School Division, Gloucester County Public Schools, Williamsburg-JCC Public Schools, Mary Immaculate Hospital, The College of William and Mary, and numerous other individuals of local and national companies.

Mr. Earwood has helped clients just like you understand how their money works and has shown them how to make their assets work more efficiently. His proven strategies have protected client’s money from eroding factors such as taxes, market fluctuations, law suits, and inflation.

Gregory understands that it is not a product that will provide you with your financial success, but the strategies you implement that can make a difference. If you need help developing a sound strategy to secure your family’s financial future, contact Greg today.

Gregory is a graduate of Old Dominion University from where he holds a Master degree in Business Administration (MBA), Finance and a B.S. Mechanical Engineering Technology.  In addition to his academic degrees Gregory holds a Series 6, 63, and 65 (Investment Advisor Representative) securities license and Life and Health license.

Gregory and his wife Cynthia have three children.  While Gregory is not at work, he enjoys spending time with his family, bicycle riding, training for triathlons, and being an active member of his local church.

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233 Wythe Creek Road, Suite 100Puquoson, VA 23662757.868.7130gregearwood@vector27.net

Timothy KroskeyFull Bio

Timothy Kroskey

Timothy Kroskey has been in the financial services industry for over 20 years, specializing in retirement planning, tax reduction, wealth management strategies and asset protection.  Tim has qualified for numerous leaders conferences during his career with Lincoln National, American National, Protective Life, Met Life and most recently going to Hawaii with Penn Mutual.

Education

Tim attended the University of Nebraska at Omaha, Bellevue College, the University of Guam, the University of Hawaii and Thomas Nelson Community College.

Personal

Tim and his wife Cyd have been married for 38 years, have two children and 7 grandchildren.  They were stationed in Offutt AFB, Nebraska, Anderson AFB, Guam, back to Omaha, then to Hickam AFB, Hawaii and finally to Langley AFB, VA, where Cyd retired after 26 years of service.  Tim is a board member of the Newport News Rotary Club, a member of the Poquoson Business Alliance, the Knights of Columbus, serves on the fellowship committee at St. Jerome, a 16-year member of the Coastal Conservation Association, a member of the Bib Island Fly Fisherman Club.  In his spare time, Tim enjoys golf, fishing and building furniture with exotic woods.

Registrations

Tim is a registered representative of Hornor, Townsend & Kent (HTK), Registered Investment Advisor, Member, FINRA/SIPC, and holds the Series 6, 63 and 65 licenses for securities as well as the Life and Annuities for the State of Virginia.

Navigon Financial Group is independent of HTK.  Securities and Investment Advisory Services are offered through HTK.

Check the background of this investment professional on FINRA’s BrokerCheck.

 

233 Wythe Creek Road, Suite 100Puquoson, VA 23662757.868.7130timkroskey@vector27.net

William KeeneyFull Bio

William Keeney

Professional
After beginning his professional career in the Business Administration and Healthcare Services industry in 1990, Bill found his true calling and became a Financial Advisor

in 2012.  Bill joined Navigon Financial Group in 2015 after finding a mutual company and senior advisor group that shared his core beliefs. His personal goal is to become a lifetime resource for each and every client.  Bill does this by providing individuals, families, and businesses with a professional and customized strategy which creates purpose and meaning in their financial security.

Bill rapidly transformed failing organizations into highly successful profit centers.  As a Financial Analyst with OrthoLink Physicians Corp, he assisted a Mid-Cap company to go public in 2001.  He greatly enhanced seven large orthopedic practices throughout the United States.  He brought two separate multi-specialty surgery centers from financial dysfunction to exceed $1.0 Million in net income.

Personal

Bill grew up in Roanoke, Virginia and joined the United States Army Reserves. He recently retired honorably after 26 years during which he served 11 years of active duty in Kansas, Italy, and Germany, and served on 3 deployments.  Bill returned to Virginia with his wife, Nicole, in 2004 and has enjoyed raising his family in Hanover County.  He is an active member of his local church and enjoys competitive golf, deep sea fishing, and most outdoor family activities.

Education and Affiliations

Bill obtained his degree in Biology from Hampden-Sydney College, Hampden-Sydney, VA, and is a Certified Financial Educator.

Registrations

Bill is a Certified Financial Educator and a Registered Representative of Hornor, Townsend & Kent, Inc. with FINRA Series 6, 63, and 65 giving him access to many solutions for his clients’ needs.  He is Life & Health licensed and securities registered in his home state of Virginia and non-resident states of Arkansas, Florida, Maryland, New York, North Carolina, Ohio, Pennsylvania, Texas, Tennessee and Washington.

1511064RM-Jun18

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10326 Grendel CourtMechanicsville, VA 23166804.955.8530wkeeney@navfin.com

Frank OleyFull Bio

Frank Oley

Frank M. Oley, Sr. has been in the Financial Services Industry since 1997.

Through a variety of insurance and investment products, Frank works closely with Small Business Owners, Families, and Individuals. He helps them set their priorities and implement strategies designed to protect and conserve their assets.

In addition to being a member of the National Financial Advisors Association, Frank has consistently achieved recognition by the Leaders Associations over the years with companies including Navigon Financial Group, Inc., The Penn Mutual Life Insurance Co., Hornor, Townsend & Kent, Inc., Provident Mutual, 1717 Capital Management Company, New England Securities, and Nationwide Financial.

Frank is recognized as member of the Million Dollar Roundtable, and has served as a guest instructor at The Virginia Commonwealth University School of Business.

Prior to becoming a Financial Advisor, Frank enjoyed a 20 year career with a Fortune 100 Company.

He is a life-long resident of Richmond Virginia where he raised four children. He has one grandson who is now his pride and joy. Frank has always believed that family should be his first priority.

Frank is Life Licensed in VA, FL, NC, NY, OH, PA & RI.  He is Securities Licensed in VA, NC, NY, OH, PA & RI.

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8420 Summer Walk ParkwayMechanicsville, VA 23166804.290.7979foley@htk.com

Mark HaleFull Bio

Mark Hale

Mark Hale joined Navigon in 2010. Mark has been in the financial services industry for 22 years, specializing in assisting individuals and business owners in meeting their financial objectives. Mark’s industry experience has been gained through sales and management positions at Farm Bureau Insurance Company, Prudential and Allstate.   This has given him the skills to develop strategic financial plans, allowing him to help meet his clients’ life insurance, retirement, savings and investment objectives.

Education

Mark graduated from Randolph-Macon College, in Ashland, VA with a degree in Business and Economics in 1992, and he has also earned his LUTCF (Life Underwriter Training Council Fellow) designation.

Personal

Mark is very active in his community and participates in various organizations throughout the Roanoke Valley. He is a member in good standing of NAIFA (National Association of Insurance and Financial Advisors), past officer and board member of RVAIFA (Roanoke Valley Association of Insurance and Financial Advisors) and MDRT (Million Dollar Round Table). Mark is a member of Thrasher Memorial United Methodist Church and performs outreach work through KAIROS Prison Ministry. He has been a qualifying member of the Million Dollar Round Table for the past nine (9) years, was a four year member of the Allstate Financial National Advisory Board, and a committee member of the Allstate Foundation for Domestic Violence Project for the development of Economic Empowerment. In his spare time, Mark enjoys spending time with his wife, Terena and their three children, and coaching football. He also closely follows Randolph Macon College sports teams, as he was a member of the Yellow Jackets football team during his four years there.

Registrations

Mark is a Registered Representative of Hornor, Townsend & Kent, Inc. (HTK), Registered Investment Advisor, Member FINRA/SIPC, and holds the Series 6, 63, 7 and 24 for securities as well as the Life, Health and Annuities for the states of Virginia, Maryland, North Carolina, Georgia and West Virginia. He is securities licensed in the state of New York.

Navigon Financial Group is independent of HTK. Securities and Investment Advisory Services are offered through HTK. 1009 Slater Road, Suite 210-A, Durham, NC 27703. 919-941-6235.

The Qualifying Member (Q) was created by the Million Dollar Round Table (MDRT), which is a global and an independent association, comprises of life insurance and financial services professionals. Until the 10th year of membership is attained, the member will be a Q. The requirements do not evaluate the quality of services provided and is granted for one year only. All members must apply every year to continue their affiliation with MDRT. Being a Q is not indicative of the applicant’s future performance. For more information, please visit: https://www.mdrt.org/membership/requirements/

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24 Church Avenue SE, Suite 203Roanoke, VA 24011540.266.7545mhale@navfin.com

3025 Carrington Mill Blvd. Suite 150,   Morrisville, NC 27560   info@navfin.com   (866) NAVIGON   (919) 941-6263  |